Joining the beta soon First 100 get in

Your money, briefed every morning.

Lightswap reads across your bank, brokerage, and crypto accounts and writes you a one-minute briefing. Plus money movement in plain English, when you need it.

Prefer chat? Join us on Telegram →

The Rundown

A one-minute read, written for you, every morning.

Not a dashboard. Not a notification blast. A short piece of writing that actually knows what's going on with your money.

Rundown

Friday 11 April

Good morning, James

A quiet Thursday,
but a few things to know.

£34.20 across two coffees and a pharmacy run. Rent clears Monday and Barclays is comfortably covered. Bitcoin drifted up 0.4% overnight. A calm start to the weekend.

Yesterday

£34.20

A light day — two taps at Pret and a pharmacy run. That's sixty-two percent under your weekly rhythm, and the quietest Thursday this month.

Pret a Manger

Breakfast · 08:14

£7.20

Pret a Manger

Lunch · 13:02

£12.40

Boots

Pharmacy · 18:41

£14.60

Today's bills

£59.99

Two direct debits clearing today, both on schedule. Monzo covers Three's £42 and Barclays covers Netflix — nothing to approve.

Three

Phone · from Monzo

£42.00

Netflix

Streaming · from Barclays

£17.99

The week ahead

Rent on Monday is the big one; the rest of the week is a gentle £112. Barclays is comfortably on top of rent, Monzo handles the gym midweek.

Rent

from Barclays

£2,100.00

Gym

from Monzo

£28.00

Car insurance

from Barclays

£84.00

Before you go

Payday's Wednesday, so the Marcus top-up lands mid-morning. Easter weekend starts a week today — picking a budget now saves decisions later.

Suggestions

A few moves that could set the week up nicely. Tap any to do it in one step.

Move £220 from Monzo to Barclays for Monday's rent

Top up Marcus with this week's £340 surplus

Set a £150 budget for the Easter weekend

See the full Rundown →

Join hundreds who want their money briefed.

Quick tour

Three quiet superpowers, every morning.

The Rundown

Your money, briefed every morning.

Yesterday, today, the week ahead — in one short read.

Yesterday£34.20
Today's bills£59.99
The week ahead£412

Plain English

Move money where it needs to go.

Say it, approve it, done. Nothing moves without your tap.

Send Jamie £40 for dinner
£40 from Monzo · ref "Dinner"
Tap to approve

Connects

7,000+ banks, exchanges and wallets.

UK + EU via Plaid, US via Stripe, plus the brokerages, exchanges and hardware wallets you already use.

What you get

Six things Lightswap does, quietly and well.

Daily briefing

One short read in the morning, written for you. No dashboards. No charts to interpret.

Ask anything

"What did I spend on food last month?" "How much is in my ISA?" Plain English, honest answers.

Move money

Pay a friend. Buy bitcoin. Move between accounts. Say what you want, approve, done.

Connects to everything

UK and EU banks, brokerages, crypto exchanges, and hardware wallets. One view across the lot.

Private by default

Keys stay on your device. We don't KYC you. We don't sell or share. We don't want to.

Beta-first access

The waitlist isn't for show. First 100 get in ahead of launch. Later signups wait their turn.

One briefing

Works wherever your money lives.

Bank accounts, brokerages, crypto exchanges, hardware wallets. The briefing sees it all, so you can read one thing instead of checking ten apps.

Also

Ask anything. Move money in plain English.

When you want to do something, just say it. Pay a friend. Move money between accounts. Buy a slice of Bitcoin. Sell some stock. Lightswap understands, confirms, and moves.

Nothing moves without your approval. Your bank, your brokerage, and your exchanges stay in your control.

Send Jamie £40 for dinner
£40 to Jamie Lewis from your Monzo account. Reference: "Dinner". Tap to approve.
Buy £100 of Bitcoin
£100 → Bitcoin on Kraken at current market. You'll net about 0.00153 BTC after fees. Tap to approve.

Private by design

The briefing is written just for you, and sent just to you. Keys stay encrypted on your device. We don't KYC. We don't sell your data. We don't want it.

Coinbase Wallet on iPhone

Get the briefing before we open to everyone.

Or join us on Telegram.

Frequently Asked Questions

Lightswap reads your bank, brokerage, and crypto accounts and writes you a short briefing every morning. Think of it as a money editor that knows your situation. Separately, you can also ask it to move money — pay a friend, buy bitcoin, move between accounts — all in plain English, all with your explicit approval.

Nothing moves without you. We use regulated open banking (Plaid) to read transactions and initiate payments — the same infrastructure major UK and EU banks use. Exchange and wallet connections are read-only by default; any action requires your approval in the app.

UK and most EU banks via Plaid. Brokerages via SnapTrade (Robinhood, Fidelity, Schwab, and more). Crypto exchanges: Kraken, Coinbase, Binance, OKX. Hardware wallets: Ledger, Trezor, Coldcard.

Soon. Join the waitlist and we'll email you when your invite is ready. We're onboarding in waves so everyone gets a human-speed setup.